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    Tallying the Total Costs Incurred In the Wake of a Personal Injury

    Last updated 1 day 16 hours ago

    Costly accidents happen every day. But when you’re injured due to the carelessness or recklessness of another person, that individual can be held liable for your losses. If you slip and fall on another person’s property, are involved in a car accident or pedestrian accident, or you’ve experienced the devastation of a misdiagnosis, you could be eligible to file a personal injury lawsuit. Your personal injury lawyer can help you recover compensation for economic and non-economic losses.

    Economic Damages
    All of your verifiable monetary losses are referred to as economic damages. For example, you might lose wages because you were unable to work in the wake of your injuries. Your injury lawyer can recover damages for past wage loss and the loss of your future earning capacity, if you are expected to remain temporarily or permanently disabled. You might also recover damages for the loss of your personal property or property damage. For example, you may have had to pay for car repairs after a vehicular accident. You may have suffered the total loss of your car and the loss of valuables within the car. Your injury attorney can sue for compensation for your medical expenses, both past and future. These can include the cost of surgery, ongoing rehabilitative care, and pharmaceutical expenses.

    Non-Economic Damages
    In addition to recovering compensation for monetary losses, your injury attorney can help you obtain non-economic damages. These are intangible damages, such as compensation for your pain and suffering following a serious injury. You might sue for emotional distress and loss of enjoyment of life. If a loved one also suffered as a result of the negligence of another person, you could sue for loss of consortium, society, and companionship.

    The personal injury lawyers at the office of Todd M. Berk, Esq. understand the devastation that can be caused by the carelessness of another’s actions or negligence. Call (267) 439-4943 to learn how our Philadelphia injury lawyers can help you obtain compensatory damages for your losses. We also handle claims involving matters of Social Security, disability, and Supplemental Security Income (SSI).

    The Future of the Social Security Administration

    Last updated 8 days ago

    The future of the Social Security Administration (SSA) has long been a source of concern and controversy for Americans. There is a trend toward an increasing number of disability beneficiaries, which far outstrips the pace at which current workers are paying into the fund. According to the SSA, the percentage of disability beneficiaries per 100 covered workers is expected to increase by more than 40 percent from 2004 to 2030. In 1970, there were fewer than three disability beneficiaries for every 100 covered workers. That statistic has steadily risen. In 2030, experts predict that there will be 6.8 disability beneficiaries per 100 covered workers.

    These troubling statistics reflect a trend toward insolvency. The Board of Trustees of the SSA has predicted that insolvency of the DI trust fund will occur in 2027. The retirement program is facing similar insolvency issues, due to the same root cause. Fortunately, the Supplemental Security Income (SSI) program is not expected to face insolvency, although the number of SSI recipients is on an upward trend.

    Todd M. Berk, Esq. is a Social Security attorney who is dedicated to helping claimants get the benefits they deserve. If you live in the Philadelphia area, you can schedule a free consultation with one of our Social Security attorneys by calling (267) 439-4943.

    What Are Birth Injuries?

    Last updated 15 days ago

    Each day, future parents around the country eagerly anticipate the birth of their little bundle of joy. Unfortunately, some babies are born with dire medical problems such as birth injuries. Birth injuries aren’t the same as birth defects, which can occur due to genetics. Rather, birth injuries occur when there is a problem during labor and delivery, and the attending healthcare provider fails to respond in an appropriate manner.

    As you’ll learn by watching this video, there are many factors that can go wrong during labor and delivery. A doctor or nurse may be held medically negligent for exerting excessive force on the baby, using equipment inappropriately, or failing to recognize the signs of fetal distress.

    If your baby has suffered a birth injury, it’s important to contact an injury lawyer as soon as possible to learn about your legal options. Families in Philadelphia can schedule a case review with Todd M. Berk, Esq. by calling (267) 439-4943.

    An Overview of Social Security Benefit Increases

    Last updated 22 days ago

    The Social Security Administration (SSA) has been adjusting the distributed benefits since 1975 in accordance with the rising cost of living. In October 2013, the SSA announced a cost-of-living adjustment (COLA) for 2014, which reflects a modest increase. The affected benefits include Social Security payments and Supplemental Security Income (SSI) payments, and benefits for federal retirees and disabled veterans.

    Cost-of-Living Adjustment
    The SSA calculates the COLA based on the government’s assessment of inflation. After the Bureau of Labor Statistics releases the annual inflation report, those figures are used to determine whether beneficiaries will see an increase in their payments. This annual inflation report assesses the consumer price index among clerical workers and urban wage earners. It reflects upward or downward trends in the cost of such necessities as food, energy, medical care, housing, clothing, and education. The way in which the COLA is calculated is intended to help Social Security beneficiaries keep up with rising costs and avoid poverty. However, many beneficiaries, particularly older Americans, note that even with the annual increase, it can be difficult to make ends meet.

    2014 Increase
    This year, Social Security benefits have increased by 1.5 percent. This increase will affect almost 58 million people—or more than one-fifth of the total population of the U.S. The average increase in benefits most beneficiaries will see is a mere $19 per month, a modest increase. This is in stark contrast to the 5.8 percent increase announced in 2008 and the 4.1 percent increase in 2005.

    Taxable Wages Increase
    The Social Security payments are covered by a 12.4 percent tax on income. However, only the first $113,700 a worker earns is applicable to this tax. This has changed for 2014. Now, workers can expect to pay Social Security taxes on the first $117,000 of their income.

    The Social Security lawyers at the law office of Todd M. Berk, Esq. provide Pennsylvania claimants with legal representation for Social Security claims, disability claims, and more. With more than 30 years of experience, we provide the knowledge and strategies you need to successfully navigate the legal system. Call our office at (267) 439-4943 and let us know how we can help you.

    Pennsylvania Statutes of Limitations for Personal Injury Claims

    Last updated 29 days ago

    If you suffer a personal injury, you have a specified time frame for bringing legal action against either a person or an entity. This time frame is referred to as the “statute of limitations,” and it varies from state to state. For this reason, it’s important to speak to a local injury lawyer about the statute of limitations in Pennsylvania.

    Specific civil actions
    In some cases, you may be able to bring multiple causes of action from one single incident. This means that even if one particular statute has run out, you may be able to file a different claim. Also, some situations contain exceptions to the standard limitations period. In Pennsylvania, the statute of limitations for professional malpractice, including medical malpractice, is two years. Fraud and personal injury cases must be filed within two years.

    Statute of repose
    Unlike a statute of limitations, a statute of repose dictates that after the statutory period expires, you can’t file a lawsuit, even if an injury occurs after the statute expires. For example, if there is a 20-year statute of repose on a certain manufacturer, you can’t file a claim against that manufacturer for an incident occurring more than twenty years later. This is true even if a design defect is responsible for your later accident.

    The discovery rule
    In some situations, it’s not possible for you to discover the cause of your injury until considerable time has passed. For example, you may not notice an error in drafting your will or a financial planner’s embezzlement until years after the incident took place. Pennsylvania’s discovery rule means that the statute of limitations doesn’t begin until you should have reasonably known of your injuries or known another caused your injuries. 

    For more information about Pennsylvania’s statute of limitations, please contact Todd M. Berk, Esq. at (267) 439-4943. Our Philadelphia attorneys represent personal injury victims as well as disabled persons seeking Social Security Disability benefits. In addition, we offer a free consultation to determine if you qualify for Social Security Disability.

     

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