Employees who are seriously injured while on the job are often eligible for workers’ compensation, which is paid by an employer’s insurance company in order to cover medical expenses and the loss of wages that results from an inability to work. If an employee is disabled long-term, however, additional assistance may be necessary, particularly if the employer contests the workers’ compensation claim. To better understand your options, consult a Social Security attorney and consider this important information:
Many injured workers mistakenly believe that because they are receiving benefits in the form of workers’ compensation, they cannot apply for public disability benefits through the Social Security Administration. However, workers’ compensation and disability benefits are not mutually exclusive, although the amount you receive via one method may affect your benefits through the other.
If you have suffered a disability that is likely to prevent you from working for over a year, it is best to file for Social Security disability benefits as soon as possible, in order to minimize the amount of time that passes before you begin receiving assistance. In Pennsylvania, workers’ compensation wage loss benefits will be adjusted to equal two-thirds of your regular wage when combined with Social Security disability payments; however, only one-half the amount of your disability benefits is eligible to offset your workers’ compensation. Keep in mind that your Social Security disability benefits will not be influenced by non-government sources of disability income, such as a pension or insurance settlement.
In order to confirm the relationship between your workers’ compensation and Social Security disability benefits, contact a knowledgeable Social Security lawyer. Todd M. Berk, Esq. is dedicated to helping clients obtain the Social Security disability benefits they require in order to remain financially stable after a disabling injury. Call our law firm at (215) 687-4432 to schedule a complimentary consultation.
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